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All Blog Entries by Hailey Miller

Found 15 blog entries published by Hailey Miller.

 

For the first time in nearly two years, the Seattle area no longer leads the nation in home price increases. The monthly Case-Shiller home price index, released Tuesday, showed Las Vegas now claims the title as the nation’s hottest housing market.

The Case-Shiller numbers don’t reflect the full scope of the slowdown however, do in large part to the fact that it includes a three-month moving average through June (things have cooled even more since then), and also because it reflects the entire metro area (Pierce and Snohomish counties haven’t slowed down quite as much as King).

A new analysis from Zillow, using more recent numbers, showed Seattle had the biggest slowdown in

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Want to create wealth through homeownership? Build equity. 

Home equity is the percentage of your home’s value that you own, and it’s key to building wealth through homeownership. Let’s take a closer look at how to build home equity without blowing your budget — and how to access it when you need it.

How much equity do you have?

Equity is easy to calculate when you first buy a home because it’s basically your down payment. For example, if you put $11,250 down on a $225,000 home, your down payment is 5 percent and so is your equity.

From 2016 to the first quarter of 2018, most first-time home buyers in the U.S. started with about 7-percent equity, according to

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First of all I want to make it clear that this blog is intentionally working to be nonpolitical and non-partisan. We're just going to directly state the changes to the current tax policy, how they are projected to affect the average home owner or buyer and of course those of us in the Real Estate profession. And while countless Americans will be impacted by the new laws, both for better and for worse, homeowners in particular will see a number of key changes take effect in the very near future. If you own property, here's what you can expect. 

At the bottom of the page is a little more detail on three of the most important changes and how they affect Real Estate Transactions and Buyers and Sellers:

Increased standard deduction: The standard

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Sammamish Voted in Top 5 Best Small Cities for Families 2017

Sammamish, Washington

Once known as an area for resorts on the shore of Lake Sammamish, the city of Sammamish is about 30 miles east of Seattle, which is home to Amazon, Microsoft, Starbucks and Costco. The city has the highest median annual household income in the top 10 ($147,349) and is No. 6 for income in the overall analysis. Not surprisingly, Sammamish also has the highest median home value (over $600,000) in the top 10 and is No. 42 overall. That said, it also scores well in our analysis for family-friendliness, with the percentage of families with children at 49%

At just under 5,000 acres, Lake Sammamish is the sixth largest lake in Washington and is one of the major

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KIRKLAND, Washington (Sept. 6, 2017) – As smoke and ash blanketed parts of Washington state, one real estate broker noted, “Even in a fire there are some cooler spots, and seasonally, the housing market is in a cooler spot.”c

  • Pending Sales Exceed New Listings Again For August
  • Active Listings Down 12.8% Compared to Last Year
  • $1,000,000+ Homes Sales UP 52% Over Last Year

The latest numbers from Northwest Multiple Listing Service show there are both cooler spots and hot spots, with the demand for housing and prices showing few signs of being extinguished.

“For August, we experienced a more robust market than anticipated,” remarked Diedre Hanes, principal managing broker-South Snohomish County at Coldwell Banker Bain in Lynnwood.

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Hello,  I hope you are enjoying these crisp fall days! It is amazing how fast summer departed and autumn set in; this weekend has been a little wet but last week was gorgeous:). At our house we are getting excited for pumpkin muffins (really pumpkin everything if you shop at Trader Joes), football, cozy fires and time with family and friends. Below is a quick check-list to help you prepare your home for cooler weather. 
Have a great weekend! Please drop me a line, I always love to hear what you have been up to.  Warmly,  Hailey 
 
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I was recently talking to a colleague who had an extremely frustrated client due to the fact that her home was worth $150,000+/- less than the number she agreed to in her divorce settlement.  When he asked her why the house wasn't sold as part of the agreement she told him that she wanted to keep the house for the kids. She went on to say in hindsight she couldn't afford the house, but figured she could sell it and make a profit someday. Unfortunately, she agreed to a number that may or may not have been market value determined by an appraiser out of Seattle. Real Estate is no different than other markets; it moves up AND down. These decisions are NEVER easy and often emotional, but it is my opinion that careful consideration is made to sell the real

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Real Estate Tip #1 
Just because it's wintery, (yes that's a word) cold, gray and raining outside doesn't mean it's not a good time to buy or even sell your home. I have found this time of year to be an awesome time to buy because often the inventory that is currently listed for sale is surplus from the summer rush. Sellers sometimes may not be getting good advice and languishing on the market at list prices that won't cause their home to sell. This is an OPPORTUNITY for a buyer to meet a motivated seller and strike a deal. If you are a seller it's also great! Less competition! Basic economics; less supply more demand but make sure your Realtor prices it right! That's the key! Now is a great time if you're looking for a great deal but bundle up because

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          Hello,  I hope you are having a great Fall and didn’t get to drenched trick or treating with your kids, I know we were soaked in less than an hour. This is an exciting time of year; leaves are falling, it’s snowing in the mountains and we had a crazy amount of rain over the weekend:)!
Below are some great articles on whats going on in the Real Estate world, a quick read on how Hip-Hop, fiction and games can teach kids financial literacy and a fun little blurb on tiny homes that move with you wherever you go.
Have a great month and please let me know if you have any Real Estate needs that I can help you with. The Cascade Team lists homes for 1%, and still offers full service, this saves you a lot of money in the…
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Good Morning, I hope this finds you well and you had a great September! With the sun shining this last week has been crisp and beautiful! October is quickly approaching and there is a lot to look forward to, check out the local news below for upcoming Tacoma Film Festival dates and the proposed skyscraper in Seattle, that would be the tallest on the West Coast. Please let me know if you have any real estate needs or know anyone who does. 

Wishing you the best, 

Hailey   MORTGAGE & FINANCE news

Three tips for single home buyers

http://www.reuters.com/article/2015/09/21/us-women-realestate-tips-idUSKCN0RL1JA20150921

 Fall financial clean-up and tax tips to round out the year

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